About Us
Meet Your Federal Benefits Advisor
Based in El Paso, TX — Serving Federal Employees Nationwide
Richard Luna
Federal Benefits Advisor | FERS Now
BIO
Richard Luna knows that federal employees work hard for their retirement — and deserve to actually keep it.
- As a Benefits Advisor specializing in FERS retirement planning, Richard helps federal employees in El Paso and across the country understand exactly what their benefits are worth, what's at risk, and what to do about it before it's too late.
- Richard brings an unwavering commitment to integrity and honesty to every client conversation. He takes a supportive, no-pressure approach — meeting each client where they are and building a strategy around their unique situation, not a one-size-fits-all product pitch.
- A proud husband and father, Richard lives in El Paso with his family. When he's not helping clients secure their retirement, you'll find him on the basketball court or cheering on his kids at their games.
Why FERS Now
FERS Specialists
Personalized Approach
Personalized Approach
FERS Now LLC was founded with one mission: helping federal employees understand what their retirement benefits are really worth — and protecting their financial future before it's too late.
Personalized Approach
Personalized Approach
Personalized Approach
Richard Luna leads FERS Now LLC as a dedicated Federal Benefits Advisor based in El Paso, TX. He specializes exclusively in FERS pension planning, TSP strategies, FEGLI analysis, and retirement income solutions for federal employees.
Education First
Personalized Approach
Education First
At FERS Now LLC, we believe honesty, integrity, and transparency are non-negotiable. We educate first — every client understands their options before making any decision.